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Old 08-09-2013, 02:36 PM   #1
Shrink
 
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Money - how to have more of it?!

Ok, so i'm poor. I also have a shopping addiction. Buying clothes makes me happy. I NEED MORE MONEEEEY!

Anyone got any advice?

I work full time. I could take on extra shifts, but not sure my mental or physical health could handle that.

We own our own home so lots goes on mortgage and bills etc. I also drive so have to keep my car going.

I'm off to do battle with EE in a minute, to try and reduce my phone bills. I've gone through my wardrobe and put loads on Ebay.

How else can i save/make money? Seriously considering being a prostitute here...

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Old 08-09-2013, 02:49 PM   #2
FabulousMike
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I hear there is good money in being a prostitute :P

How about buying less clothes and finding something cheaper/free that makes you happy.





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Old 08-09-2013, 03:38 PM   #3
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Since my partner moved out, I've been seriously penny pinching! I've found a bit of forward planning can go a long way - I try and buy in bulk for the month ahead (food, toiletries etc) because it works out cheaper. And if you're not too fussy on brands or specific scents, then you could always just get whatever is on offer. That way I spend maybe £50 at the start of the month and just spend a few pounds here and there on things that don't necessarily keep for long (fruit, meat etc). What's your freezer like? I know it might seem obvious but making big batches of something then freezing it is always good.

I've also started keeping every £2 coin I receive in change. It sounds silly, but it's amazing how you don't notice them in your purse but when you make a point of collecting them, you can save a lot of money and use it at the end of the week/month for things you need. Feels much better than breaking a tenner, too!

Maybe speak to your energy supplier too? I pay my bills by direct debit and they recommended £70 standing order a month was average. When I recently got in touch it turned out I've paid £120 more than I had needed to over the past 8 months. Worth a shot?

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Old 08-09-2013, 03:41 PM   #4
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Also, maybe look into doing a "closet swap" instead of buying new clothes? :) http://inhabitat.com/trade-clothes-w...ap-iphone-app/

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Old 08-09-2013, 03:44 PM   #5
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collect up all the small change and take it to one of those coin things in tesco.
i've got £15 from doing that before!



I'm fine! Totally fine. I don't know why it's coming out all loud and squeaky, 'cause really, I'm fine!


Who else is fine?!?!?


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Old 08-09-2013, 04:07 PM   #6
not_so_insig
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Invest in a slow cooker if you dont have one. That means you can cook the cheaper cuts of meat really slowly, and they end up super tasty. They dont take much electricity to run (usually about the same as an light bulb) and the bonus is that you have a hot tasty meal waiting for you when you come in from work.




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"He who is tired of Weird Al is tired of life." - Homer Simpson
"I hear those voices that will not be drowned"
Sanity is a nasty disease. The world would be a happier place without it. - Rilic
RIP Kat 4th July 1987- 11th June 2013


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Old 08-09-2013, 05:50 PM   #7
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Refrains from answering . Sometimes silence is more appropiate.

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Old 08-09-2013, 06:01 PM   #8
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Shopping makes me happy too... But it isn't deep, real happiness [though it is part of taking care of my body and appearance - food and clothes]. Perhaps focusing on the relationships in your life might help - and thus there's less emptiness that you need to fill with clothes shopping.

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Old 08-09-2013, 06:59 PM   #9
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On a bit of a serious note, there is good money in being a prostitute, but it's not worth the damage to self esteem or risk of bad stuff happening.
And then you get used to having that money and it gets addictive then something bad happens and you stop and then you don't have the money that you are used to getting and you get into **** with your bills.



I'm fine! Totally fine. I don't know why it's coming out all loud and squeaky, 'cause really, I'm fine!


Who else is fine?!?!?


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Old 08-09-2013, 09:54 PM   #10
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Quote:
Originally Posted by Faulty item View Post
Refrains from answering . Sometimes silence is more appropiate.
But you werent silent were you, so go on... what did you want to say?

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Old 08-09-2013, 09:54 PM   #11
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Thank you to everyone for your suggestions :)

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Old 08-09-2013, 09:57 PM   #12
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Quote:
Originally Posted by Shrink View Post
But you werent silent were you, so go on... what did you want to say?
I'm interested too!





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Old 08-09-2013, 10:38 PM   #13
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Shotgun bank and keeping your nerve.

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Old 09-09-2013, 09:33 AM   #14
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Keep a budget and avoid unnecessary spending.



Nous avons abrité tous les rêves du monde,
Et c'est dans le soleil que nous avons grandi.


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Old 09-09-2013, 09:56 AM   #15
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Don't impulse buy things (I am seriously the worst for this!) lol so I'm not speaking from experience but I know if I didn't do this I would save heaps of money. I have heard that budgeting helps, writing down your expenses for each week, only buying necessities. Don't buy things unless you know you're going to use/need them. Selling things off when they're no longer used (i'm a terrible buyer and seller so do be careful you're not losing money by doing it too often). Sorry not the best of help, I'm shocking with money...lol



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Old 09-09-2013, 12:06 PM   #16
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Originally Posted by Faulty item View Post
Shotgun bank and keeping your nerve.



Let us go then you and I, when the evening is spread out against the sky, like a patient etherized upon a table
- T.S. Elliot

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Old 09-09-2013, 04:40 PM   #17
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You need to figure out where your money goes. How much is going on essentials, how much is going on luxuries, and what do you have left at the end of the month?

Then you can start to cut down on the luxuries by budgeting. Some people like to take as much money as they need out at the start of week, others per day.

If you find you have loads going on food, cut it back. Batch cook, or buy cheaper things, or both. Are you spending loads on bills? Cut down usage.

You don't need to buy clothes, so cut it out altogether. Having a roof over your head is more important than having a nice jumper.

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Old 10-09-2013, 01:25 AM   #18
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I have this problem too, I have stopped looking up stuff online cos I will like need to buy it all. I general, maybe you could look at where you shop, for example aldi and lidl have cheaper brands of almost everything at this stage. And Penneys (Primark) is great for cheap but good quality and fashionable clothes.

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Old 10-09-2013, 03:49 PM   #19
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Try looking through this site, it sometimes has some useful ways to save extra cash.
http://www.moneysavingexpert.com/
Also if you wanna save more money, i use a site called http://www.approvedfood.co.uk/ which has bulk surplus from supermarkets, which it then in turn sells on to you at a much reduced cost, sometimes upto 80% off, specially when you get some of their multibuy offers. It saved a huge amount on my monthly food shopping.



Cuz we all spend half our time running around, f*cked out of our minds
And we spend the other half sleeping at desks and praying just to get back...


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Old 10-09-2013, 03:53 PM   #20
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Quote:
Originally Posted by Cacoethes View Post
collect up all the small change
I've been doing that for about 6 months now and have $170

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