I'm sorry you're having such a rough time right now *hugs*, it sounds like things are really difficult.
Medication is worth considering if it's being suggested that it might help. I understand that you might feel reluctant to try it, do you know what it is that makes you unsure about it? I don't like taking medication and would rather I could manage without it, but I've had to accept that, in the same way that I understand that I have to take medication to help my body with physical illness, I have to view my psych meds in a similar way - my mind needs just that bit of chemical support to help me to be well enough to work on everything else. Could you look at it like that?
I am in supported housing, have been here since December last year. It's been really beneficial for me, I've found it really helpful and I've been more stable since I moved in here than I have been for years. Every place is different so I won't go into specifics on here because I don't know what kind of support your scheme offers, but if you want to talk about anything that's worrying you I'm more than happy to help in any way I can, my PM box is always open.
Did your psychotherapist explain any of the words she used? Terms like that can be pretty scary and difficult to get your head around if no one's explained to you why they're saying them. I suffer from all of the things you mentioned (dissociation, PTSD and anxiety) so if you want to talk about any of these things you can always get in touch.
*Hugs* take care of yourself
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