I think for some people taking a break just gives them time to sit and dwell on things. I myself can't just sit at home and not work or go to school, if I did, I would sit at home feeling sorry for myself all day long, and just get really down on life. I have to keep myself busy and active, it makes me a much happier person, other wise I feel like I am not doing anything productive at all. BUT, I do believe for some people, that CHANGE is more the route to go, if you want to take a break from school, and you feel like that would help you, then I would suggest do what you think is best, but, maybe go out and get a part time job, so that you continue to stay active, you still have structure in you life, and you arn't "just sitting at home doing nothing" as your therapist said.
Whichever you choose, I wish you the best with it and hope you keep us updated on the situation.