my work screws up my body clock to so i just kinda ignore the clock if i feel like doing some exercise and its 3am or feel like cooking a roast i just do it, i think the exercise will help, you could get a home gym if your budget doesnt strecth to that, ebay? and you dont nessacerealy need equipment to work out google can give you lots of ideas, try and be realistic with yourself maybe do your chores before you go to sleep, set yourself achievable goals.
i wouldnt worry about the court case thing, its a bad thing and your family have been unlucky, but lifes a **** sometimes, its out of your hands, remember its how we cope during the tough times that are important and thats what shows your character, chin up mate.
oh ps get the irs on the accountant if they think there owed money they dont leave any stone unturned , you may not get your money back but atleast you screw the accountant over!
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