One thing I did was call my bank.
I'm not sure if all banks do this but my bank (natwest) have a vulnerable people's department. You can refer yourself (some may need supporting letters) and they can help you manage your finances if you have trouble with them due to illness or disability.
It's worth contacting your bank and asking if and how they can support you.
I also find having 3 accounts helps.
One for savings, one for bills and one for money I'm allowed to spend.
Non of them have an overdraft to avoid over spending.
Every time I get paid I put my bills money in my bills account (all my direct debits come out of this account)
Put what I think is reasonable to spend in my spending account and the rest goes into savings.
The saving account is secured so I can only access it if I contact the bank directly and apply for the money.
Also because I'm under the vulnerable persons ta at the bank if I spend a large amount or withdraw a lot from my saving the bank will question it because of my illness, which gives me chance to reconsider my actions.
There are also charities online that can help vulnerable people manage their finances And some mental health teams will support you to depending on the services they offer.
I would also advice not getting a credit card or loans and very rarely checking your credit status (everything you check your credit status it goes on your file as bad credit)
If you need to check it for a purchase you have decided on that is really important (like buying a house or getting a car on finance) then that is generally ok. But I wouldn't advise checking it 'just out of interest'.
Finally make sure your registered to vote. I don't know the reason behind this but it does improve your credit rating.
I know you didn't ask about credit rating but I just thought I would add that bit in as it's all financially important.
Hope this helps x
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