I'd say you aren't being unreasonable at all. Just a suggestion though, would it be possible to maybe draw up a repayment schedule complete with an agreement that you could both sign? My grandma leant me money for uni this year and we both signed a contract that stated how much I pay back and when. It also has a clause for what happens if I can't pay back. I'd be happy to forward you a copy if you do want to see one.
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