Im in England I know the rules are different etc. but I hope my answer is still valid.
Firstly the point about having a mental health condition and disability is that it would depend on how much it impacted upon your life. Legally there would be a definition and I know the UK one and some people with a diagnosis would meet it and others wouldn't.
In terms of the form you filled in if it was an equal oppurtunities form (indicated because it had the refuse to answer section) then not completing it correctly wouldn't be fraud as you could just tick refuse to answer etc.
In the UK we have Occupational Health and this is a health check some employers make you undergo - Im sure something similar exists in the US. In the UK lying on this would be fraud and could make you lose your job BUT I have undergone it and fully declared my mental health issues including having hospitilisations and passed - they are interested in if you can do the job. Here OH can ask for a Dr's letter should they need one to confirm your fitness.
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