I'm probably gonna go against the grain here but I'd say stick to your story. At the minute there's 2 outcomes, they know you've lied or they don't. If you come clean then the latter is not possible.
They prob won't bother with insurance but even if they do it's just an accident. That's why they have insurance.
Is there any way you can get some practice lessons with someone you know? Like to practice parking and stuff. I'm a good driver in my car but know I'd be terrible in a random one, especially parking.
What is the worst that can happen? They can't fire you so all they can do is recommend uou get some more practice and if you say you've already put that on place then you're being proactive which will help.
In the meantime when you begin to worry try and think at that point honestly what can you do about it? Nothing. Then try and distract yourself.
Xxx
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