Funding cuts make me angry! Glad that your Mum is supporting you though.
Therapies essentially fall into the categories of counselling, psychotherapy, and CBT. It's worth looking them up and trying to get a sense of the differences. (In my experience "counselling" is of less value in dealing with anything severe and deep-rooted.) How well you get on with the individual therapist is really key though - and it should be ok for you to have an meeting before you commit to a course of treatment with someone. If you have specific issues (I don't know you but for instance with eating, or with self-harming) it's worth asking if the therapist has experience in treating people with these types of problems.
Good luck
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