I've been having similar feelings, but for different reasons I think. (fear of panic or something happening to me health-wise)
I'm having a lot of issues going out and I've let my life become too home based, so like you say I worry excessively when I have to go out. Some days for me even getting to the doctors (5 mins away) is a real struggle, other days I can go a lot further and not feel too bad.
I also feel safer being home, but like you I do worry about people breaking in etc.
The other thing that really scares me now is driving, which to me is a bad thing as cars are my "hobby" and driving is always something I've loved doing.
I did have a course of CBT to help with the panic side, which helped to some extent, and I feel that I can deal with the symptoms more now, but it doesn't stop the fear beforehand.
I guess I can get around when I need to, but everything seem such a big challenge, which it never used to. Though I can try to convince myself that things aren't going to happen to me, I still get the feelings in the first place.
Sorry if this is a bit rambly and probably not very helpful, but I guess I'm saying I can relate to what you're feeling.
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