A pound sterling/a quid is like a dollar. It's like how in slang you would refer to it as a buck.
A chav is a bit like white trash, almost like a social underclass. A tosser is just a person who is a bit annoying.
What's polite in social terms? I'd imagine it to be not that much different to most other western countries. For example, wait until everyone has their food, use the right cutlery, don't talk with your mouth full, place cutlery on plate properly when finished.
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