Aww Romp, those days suck huh. If you logically break it down they're small things, but the sum total of them all put together can make you really panicky and upset.
Try and deal with one at a time, like your wallet which is the biggest issue. As Katie says ring the bus company and if no luck then you need to make some calls to replace your key cards and things.
Have a cuppa tea first 'k?
Hugs
JK
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